"Rising housing costs pushed you or someone you work with out of the area or out of education altogether? The answer is probably 'yes.' The ability for the dedicated professionals upholding our schools and communities every day to become homebuyers and build financial security in the communities they serve is disappearing, quickly. The only way many educators have found enough up-front cash to put down for the home of their dreams has been to go to 'the Bank of Mom & Dad' and ask for help.